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Title insurance is like a life preserver on a boat. You will probably never need it, but if you do, you will be very glad that it is there! How does title insurance work, and how does it protect you in the home buying process?
A title search will be ordered before you buy a home, to make sure that the sellers legally own the property, and that no one else has a legal interest in the home. The title company will also check through the ownership records for any liens, easements or other encumbrances on the title. This search should turn up any transactions that may not appear on the public record, such as an unsound transfer that occurred many years ago. Title insurance protects you against future claims against your home.
Your real estate agent can give you more specific information about the cost of title insurance and the types of coverage available in your area.
Sarah Buchanan Realty Executives 2450 S. Arizona Suite 1 Chandler, AZ 85286 480-510-0289 Fax: 480-355-8929 Sarah@findanyazhome.com
I have been a realtor for over 11 years in the Arizona market most notably in the Maricopa and Pinal counties. I have accomplished agent of the month for the Chandler-East valley with Remax. My success over the years has been a perfect balance between listings and prospecting for clients to find the house of their dreams. With my vast network of lenders at my disposal, I can assist you in finding the right lender for you to ensure you understand any challenges you may face in the loan process as well as determining what you may qualify for. Call me and Make the Move That’s Right For You.
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